Are you looking for fixed deposit interest rates of Indian banks? Then you are at right place. In this article we will provide you fixed deposit rates paid by banks of India along with time period and investment issues.
Which banks will pay the highest rate of Interest on Fixed Deposits? Best rate of interest on Fixed Deposits in India nowadays ? Comparative bank Rates in India. latest deposit Rates of Banks in India 2015? We give below the Highest Rate of Interest or the maximum rate of interest on Fixed Deposits in certain buckets offered by banks in India in 2015.
Here are some fixed deposit rates of Indian bank like PNB, IDBI,SBI, IOB, Canara Bank, Yes Bank etc... Find the best fixed deposit rates among them. Lets check it-
Catholic Syrian Bank
Catholic Syrian Bank Limited is a private sector bank with headquarters in the Thrissur district of Kerala, India. It is one of the oldest banks in India: it was founded on 26 November 1920,well before Indian independence, and opened for business on the following New Year's Day. At present, the bank has a network of 431 branches and 233 ATMs across India. Catholic Syrian Bank fixed deposit Rates are given below.
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Time Period- 400 days (Acharya Deposits) Investment- Less than Rs. 1 cr
The Ratnakar Bank Ltd.
Its also known as RBL bank. RBL Bank offers specialized services under five business verticals namely: Corporate & Institutional Banking, Commercial Banking, Retail Banking, Agri & Development Banking and Financial Markets. The Bank currently serves more than 10 million customers and has a total business size of over Rs. 20,000 Cr. RBL fixed deposit rates are given below-
Yes Bank
Yes Bank is India's 4th largest private sector Bank, established by Rana Kapoor in 2004. Yes Bank is the only Greenfield Bank licence awarded by the Reserve Bank of India in the last 2 decades. Yes Bank is a “Full Service Commercial Bank”, has steadily built a Corporate, Retail and SME Banking franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country.
Yes Bank fixed deposit Rates- 9.00 Time Period- 18 Months 8 Days to 18 Months 18 Days
Investment- Less than Rs. 1 crore
South Indian Bank
South Indian Bank Limited also known as SIB is a private sector bank. The headquarter of this bank is located at Thrissur City inKerala, India. SIB has 806 branches, 9 service branches and 20 regional offices spread across more than 26 states and 3 union territories in India. It has set up 1064 ATMs and 3 Bulk Note Acceptor/Cash Deposit Machines all over India. South Indian Bank fixed deposit interest rates are given below-
Remember:-
1> Simple interest will be paid quarterly.
2> Monthly interest payout scheme is also available at discounted rate.
3> Deposits can be made for period ranging from 15 days to 10 years.
4> Interest can be withdrawn periodically or transferred to other accounts as per instructions
5> Can give auto-renewal instructions.
Canara Bank
Canara Bank is an Indian state-owned bank. The headquarter of the bank is located in Bangalore, Karnataka. It was established in 1906, making it one of the oldest banks in the country; the bank was nationalised in 1969. As of December 2014, the bank had a network of 5641 branches and more than 7 thousand ATMs spread across India. The bank also has offices abroad in London, Hong Kong, Moscow, Shanghai, Doha, Dubai & New York. Canara Bank fixed deposit rates are given below-
| 2. TERM DEPOSITS | ||||
| A. Domestic | Rate of Interest (%) p.a. | |||
| For Deposits less than Rs.1 crore w.e.f.21.02.2015 | ||||
| Term Deposits (All Maturities) | General Public | Senior Citizen | ||
| Rate of Interest (% p.a) | Annualised Interest yield ** | Rate of Interest (% p.a) | Annualised Interest yield ** | |
| 7 days to 14 days * |
4.00
|
4.00
|
4.50
|
4.50
|
| 15 days to 30 days |
4.50
|
4.50
|
5.00
|
5.00
|
| 31 days to 45 days |
6.25
|
6.25
|
6.75
|
6.75
|
| 46 days to 90 days |
7.00
|
7.00
|
7.50
|
7.50
|
| 91 days to 179 days |
7.25
|
7.25
|
7.75
|
7.75
|
| 180 days to 269 days |
7.75
|
7.81
|
8.25
|
8.32
|
| 270 days to less than 1 year |
8.25
|
8.40
|
8.75
|
8.91
|
| 1 year only |
8.80
|
9.09
|
9.30
|
9.63
|
| Above 1 year to less than 2 years |
8.80
|
9.09
|
9.30
|
9.63
|
| 2 years & above to less than 3 years |
8.80
|
9.51
|
9.30
|
10.09
|
| 3 years & above to less than 5 years |
8.75
|
9.88
|
9.25
|
10.52
|
| 5 years & above to less than 8 years |
8.50
|
10.46
|
9.00
|
11.21
|
| 8 years & above to 10 years |
8.50
|
12.00
|
9.00
|
12.98
|
Central Bank of India
Central Bank of India is a government-owned bank. It is one of the oldest and largest commercial banks in India. The headquarter of the bank is located in Mumbai. The bank has 4600 branches and 4 extension counters across 27 Indian states and three Union Territories. At present, Central Bank of India has overseas office at Nairobi, Hong Kong and a joint venture with Bank of India,Bank of Baroda & the Zambian government.Central Bank of India fixed deposit rates are given below-
Note That- An additional interest rate of 0.50% p.a. over and above the normal rate of interest for any of our Time Deposit Schemes & also for Tax Saver Depositors Scheme will be given as incentive for deposits of Senior Citizens who are above 60 years of age.
Dena Bank
Dena Bank, headquartered in Mumbai, is owned by the Government of India, and has a network of over 1400 branches. The bank was founded in 1938 and the Indian government nationalised it in 1969. Dena Bank fixed deposit rated are given below-
| MATURITY PERIOD | For Deposits Below 1 Crore | For Deposits Rs. 1 Crore and Above but less than Rs. 5 Crore | For Deposits Rs. 5 Crore and Above |
| 07 DAYS TO 14 DAYS @ | 6.50 | 7.00 | 7.00 |
| 15 DAYS TO 29 DAYS | 6.75 | 7.25 | 7.25 |
| 30 DAYS TO 45 DAYS | 7.00 | 7.50 | 7.50 |
| 46 DAYS TO 60 DAYS | 7.00 | 7.50 | 7.50 |
| 61 DAYS TO 90 DAYS | 7.00 | 7.50 | 7.50 |
| 91 DAYS TO 120 DAYS | 7.50 | 8.00 | 8.00 |
| 121 DAYS TO 179 DAYS | 7.50 | 8.00 | 8.00 |
| 180 DAYS TO 270 DAYS | 8.00 | 8.00 | 8.00 |
| 271 DAYS TO 364 DAYS | 8.50 | 8.50 | 8.50 |
| 365 DAYS / 1 YEAR | 8.75 | 8.50 | 8.50 |
| ABOVE 365 DAYS / 1 YEAR TO LESS THAN 2 YEARS | 8.75 | 8.50 | 8.50 |
| 2 YEARS TO LESS THAN 3 YEARS | 8.50 | 8.50 | 8.50 |
| 3 YEARS TO LESS THAN 5 YEARS | 8.50 | 8.50 | 8.50 |
| 5 YEARS TO LESS THAN 8 YEARS | 8.50 | 8.25 | 8.25 |
| 8 YEARS & UP TO 10 YEARS | 8.25 | 8.25 | 8.25 |
UCO Bank
UCO Bank, formerly United Commercial Bank, established in 1943 in Kolkata, is a major government-owned commercial bank of India. UCO Bank was ranked 294th among India's most trusted brands according to the Brand Trust Report2014, a study conducted by Trust Research Advisory. UCO Bank fixed deposit rates are given below-
Domestic Term Deposit rates for less than Rs. 1 Crore
| Sr. No. | Time Period | Revised Rate w.e.f 16.02.15 |
| 01. | 7 - 14 Days | 6.50% |
| 02. | 15 - 29 Days | 6.75% |
| 03. | 30 - 45 Days | 7.00% |
| 04. | 46 - 60 Days | 7.25% |
| 05. | 61 - 90 Days | 7.50% |
| 06. | 91 - 120 Days | 8.00% |
| 07. | 121 - 180 Days | 8.35% |
| 08. | 181 to 364 days | 8.50% |
| 09. | 1 year | 8.75% |
| 10. | More than 1 year upto 2 Years | 8.75% |
| 11. | Above 2 Years upto 3 Years | 8.75% |
| 12. | Above 3 Years and less than 5 Years | 8.75% |
| 13. | 5 years and above | 8.75% |
ICICI Bank
ICICI Bank is an Indian multinational banking and financial services company. The headquarter of ICICI Bank is located in Mumbai, Maharashtra, India. As of 2014 it is the 2nd largest bank in India in terms of assets and market capitalization. It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of investment banking, life, non-life insurance, venture capital and asset management. The Bank has a network of 3,880 branches and 12,269 ATMs in India, and has a presence in 19 countries.
ICICI Bank fixed deposit interest rates on Domestic & NRO deposit (Less than 1 crore)
HDFC Bank
HDFC Bank Limited is an Indian banking and financial services company. The head quarter of the bank is located in Mumbai, Maharashtra. It is the 5th largest bank in India by assets, incorporated in 1994. It is the biggest private sector bank in India by market capitalizationas of 24 February 2014. As on Jan 2 2014, the market cap value of HDFC was around US$26.88 billion, as compared to Credit Suisse Group with US$47.63 billion.
HDFC Bank fixed deposit rates are given below-
Allahabad Bank
Allahabad Bank is a nationalised bank. The headquarter of the bank is located in Kolkata, India. It is the oldest joint stock bank in India. On 24 April 2014, the bank entered into its 150th year of establishment. It was founded in Allahabad in 1865.
Allahabad Bank fixed deposit rates are given below-
| Tenor | previous Interest Rate p.a. (%) (w.e.f. 10.11.2014 ) | Revised Interest Rate p.a. (%) (w.e.f. 01.01.2015 ) |
| for below rs 1.00 cr | for below rs 1.00 cr | |
| 7 days to 14 days | 5.00% | 5.00% |
| 15 days to 29 days | 5.50% | 5.50% |
| 30 days to 45 days | 6.50% | 6.50% |
| 46 days to 60 days | 7.50% | 7.50% |
| 61 days to 90 days | 7.50% | 7.50% |
| 91 days to 179 days | 8.50% | 8.50% |
| 180 days to 269 days | 8.50% | 8.50% |
| 270-less than 1 year | 8.50% | 8.50% |
| 1 year | 8.90% | 8.75% |
| More than 1 yr to less than 2 yrs | 8.90% | 8.75% |
| 2 years to less than 3 years | 8.90% | 8.75% |
| 3 years to less than 5 years | 8.90% | 8.75% |
| 5 years and upto 10 years | 8.75% | 8.75% |
Punjab National Bank
Punjab National Bank is an Indian financial services company based in New Delhi, Delhi, India. Founded in 1894, the bank has over 6,300 branches and over 7,900 ATMs across 764 cities. It serves over 80 million customers. Punjab National Bank is one of the Big 4 banks of India, along with State Bank of India, ICICI Bank and Bank of Baroda.
Punjab National Bank aka PNB fixed deposit rates are given below-
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State Bank of India (SBI)
State Bank of India is an Indian multinational, Public Sector banking and financial services company. It is agovernment-owned corporation with its headquarters in Mumbai, Maharashtra. As of December 2013, it had assets of US$388 billion and 17,000 branches, including 190 foreign offices, making it the biggest banking and financial services company in India by assets.
State Bank of India fixed deposit rates are given below-
| Tenors | Existing for Public | Revised For Public w.e.f. 08.12.2014 | Existing for Senior Citizens | Revised for Senior Citizens w.e.f. 08.12.2014 |
|---|---|---|---|---|
7 days to 45 days
|
5.00
|
5.00
|
5.00
|
5.00
|
46 days to 90 days
|
7.00
|
7.00
|
7.00
|
7.00
|
91 days to 179 days
|
7.00
|
7.00
|
7.00
|
7.00
|
180 days to 210 days
|
7.25
|
7.25
|
7.25
|
7.25
|
211 days to less than 1 year
|
7.50
|
7.50
|
7.50
|
7.50
|
1 year to less than 2 years
|
8.75
|
8.50
|
9.00
|
8.75
|
2 years to less than 3 years
|
8.75
|
8.50
|
9.00
|
8.75
|
3 years to less than 5 years
|
8.75
|
8.50
|
9.00
|
8.75
|
5 years and up to 10 years
|
8.50
|
8.25
|
8.75
|
8.50
|
Standard Chartered Bank
Standard Chartered PLC is a British multinational banking and financial services company headquartered in London. It operates a network of more than 1,700 branches and outlets (including subsidiaries, associates and joint ventures) across more than 70 countries and employs around 87,000 people. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. Despite its UK base, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa and the Middle East. Standard Chartered Bank fixed deposit rates are given below-
Investment- Less than Rs. 1 cr
United Bank of India
Union Bank of India is one of the largest government-owned banks of India (the government owns 60.13% of its share capital). It is listed on the Forbes 2000, and has assets of USD 13.45 billion. All the bank's branches have been networked with its 6420 ATMs.
UBI fixed deposit rates are given below-
| Sl No. | Revised (w.e.f 09.03.2015) | |||
| Period of Deposit | Rate (% p a) for amount up to Rs. 1.00 crore | Rate (% p a) for amount above Rs. 1.00 crore upto Rs. 5.00 Crore | Rate (% p a) for amount above Rs. 5.00 crore | |
| 1. | 7 days to 14 days | 4.00 | 4.00 | 4.00 |
| 2. | 15 days to 29 days | 4.00 | 4.00 | 4.00 |
| 3. | 30 days to 45 days | 4.00 | 4.00 | 4.00 |
| 4. | 46 days to 60 days | 6.00 | 6.00 | 6.00 |
| 5. | 61 days to 90 days | 6.00 | 6.00 | 6.00 |
| 6. | 91 days to 180 days | 7.00 | 7.00 | 7.00 |
| 7. | 181 days to 269 days | 7.50 | 7.50 | 7.25 |
| 8. | 270 days to less than 1 year | 7.50 | 7.50 | 7.25 |
| 9. | 1 year to less than 2 years | 8.25* | 8.25* | 8.25* |
| 10. | 2 years to less than 3 years | 8.25* | 8.25* | 8.20* |
| 11. | 3 years to less than 5 years | 8.25* | 8.25* | 8.20* |
| 12. | 5 years and above | 8.25* | 8.25* | 8.20* |
Note that- Additional rates of interest of 0.50% applicable for senior citizens for Deposits of 1 year and above.
IDBI Bank
IDBI Bank is an Indian government-owned financial service company, formerly known as Industrial Development Bank of India. The head quarter of the bank is located in Mumbai, India.
IDBI fixed deposit rates are given below-
| Resident Term Deposit / NRO for deposit upto less than Rs. 1 Crore | ||||||||||||||||||||||||||||||||
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| Senior Citizen Interest Rates** for deposit upto less than Rs. 1 Crore | ||||||||||||||||||||||||||||||||
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Indian Overseas Bank
Indian Overseas Bank is a major bank based in Chennai (Madras), with about 3350 domestic branches, including 1150 branches in Tamil Nadu, 3 extension counters, and 8 branches and offices overseas as of 30 September 2014. IOB has an ISO certified in-house Information Technology department, which has developed the software that its branches use to provide online banking to customers; the bank has achieved 100% networking status as well as 100% CBS status for its branches. IOB also has a network of about 3300 ATMs all over India.
IOB fixed deposit interest rates are given below-
Hope you will find these informations useful. Find your best fixed deposit rates among those. Stay connected to IndianCelebInfo.com
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